Bad news is seductive because it’s urgent. It arrives with sharp edges and clear villains. It makes you feel informed, even when it only makes you afraid.
Optimism is quieter. Progress looks slow and uneven. It happens in boring increments, and by the time it’s obvious, it feels like it “always” was. So pessimism gets attention while optimism gets dismissed as naïve.
The risk is that you begin to see the world as a constant emergency. Then you plan from fear. You avoid reasonable risk. You abandon long horizons. You trade durable growth for the temporary comfort of feeling protected.
This doesn’t require blind positivity. It requires perspective: a recognition that the world can be messy and still improve, that scary stories can be common and still not define the whole future.
If you want a stable financial life, you need a stable emotional diet. Pessimism is addictive. And addiction makes terrible decisions feel rational.